Get Cebuana Lhuillier’s Protectmax Insurance For As Low As 50 Pesos

With all the uncertainties in life, it’s a must to have insurance that can help us or our loves ones if anything unexpected happens. Now that I am in my 40s, I can only hope that I started getting my insurance in my 20s when premiums were cheaper and I don’t have much responsibilities yet. With so many insurance providers in the country, it’s sad to see that very few opted to really save for insurance. And the top reason for not getting insurance is because they cannot afford it — either because they have a low-paying job or they have other priorities than getting insurance.

The concept about insurance drastically changed with the global health and economic issues that we faced. With the recent pandemic that happened, it’s good to see that people are now getting smarter when it comes to how they spend their hard-earned money. And it’s nice to see people embracing the concept not just of saving up but also getting insurance.

Being protected and insured is now made easy with Cebuana Lhuillier’s Protectmax Insurance. For as low as 50 pesos, it gives you coverage for 4 months worth 61,000 pesos. This insurance is designed for individuals aged 7-70 years old and includes Accidental Death Benefit, Death Benefit, Fire/Lightning Cash Assistance, Accidental Dismemberment/Disablement, Murder, and Unprovoked Assault, and Accident or Sickness Emergency Cash Assistance. Aside from being budget-friendly, Protectmax Insurance is accessible for all the customers of Cebuana Lhuillier Pawnshop. 

Now more than ever, it is vital to take actions to protect ourselves and our loved ones while we still can.    Ans with Cebuana Lhuillier’s Protectmax Insurance, everyone can get themselves insured without getting worried about monthly expensive premiums. Cebuana Lhuillier also offers other microinsurance to address the needs and budget of their clients. 

Microinsurance is designed to help minimum wage workers to have an access to financial services. It serves as a backup plan that can cover the expenses associated with emergencies like natural disasters and accidents. Here are some examples of microinsurance products that work best with a certain line of work.

If you are working at a retail store, fast-food chain, supermarket, or other similar establishment, then you are at high risk of being exposed to COVID-19. 

Those who are working in the transport industry like tricycle, jeepney, and taxi drivers are more susceptible to several types of illness and accidents associated with their work. 

One of the industries that flourished during the pandemic is the delivery service that utilizes motorcycles. Delivery riders are also exposed to a great amount of risk either because of the interaction they had with many people or accidents on the road.

Security guards act as the first line of defense and defend both public and private establishments against danger. 

Health COVID Plus

The best microinsurance product for you is Health COVID Plus which can provide you with financial protection for medical bills. It covers daily hospital cash allowance if you get confined, medical reimbursements for accidental injuries, and more. You can also add a supplement to your Health COVID Plus like Health Care and ER Care for better healthcare coverage.

An excellent microinsurance option for small business owners is the Microbiz Protek Jr. It provides policyholders cash assistance for property damage caused by natural disasters, such as typhoons, fires, and earthquakes. This microinsurance policy also covers the costs of robberies, burglaries, and personal accidents for the owner and one employee. For bigger businesses, you can choose from the MicroEnterpriseProtek, EmployeeCARE, or NegosyoCARE policies for coverage for property damage, payroll, medical cash aid, accidental disablement, and much more. 

TodaCARE Group Insurance

TodaCARE Group Insurance is specifically designed for transport group leaders, officers, and members, and it covers accident medical reimbursement, daily hospital income, and more. If you're not part of any transport groups, you can choose AutoCARE insurance to protect yourself and your vehicle, which serves as your source of income.  

Rider Insurance and MotorCARE insurance

SecurityCARE

The perfect microinsurance for those who deliver food or parcel is Cebuana Lhuillier Rider Insurance. This insurance provides coverage for telemedicine consultation, daily hospital income, accident medical reimbursement, and more. 

Another microinsurance suitable for riders is the MotorCARE insurance which covers damage to two-wheeled vehicles such as motorcycles and bicycles. This policy also covers theft, loss, and bodily injury.

For those in this industry, you can protect yourself by getting the SecurityCARE. This microinsurance is specifically created for the needs of security guards and officers. This policy includes a burial benefit, accident medical reimbursement, and coverage for unprovoked assault, accidental disablement, and others.

With so many types of insurance being offered by Cebuana Lhuillier, I’m sure that there would be a policy for everyone that suits their budget, needs, and future goals.
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For more details, visit the official website of Cebuana Lhuillier.